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 Urjit Patel resigned, and the government appointed  Shaktikanta Das Section 7 of the RBI Act The Bimal Jalan Committee Immediate transfer of  ₹1.76 lakh crore  in 2019 Since the implementation of the  Bimal Jalan Committee’s  new  Economic Capital Framework (ECF)  in 2019, the RBI has transferred a total of approximately  ₹8.81 lakh crore  to the Central Government in 2025 - ₹2,68,590 he government also expects a combined payout of  ₹3.16 lakh crore  from the RBI and other public sector banks for the next fiscal year ( FY 2026–27 )   Deposit Insurance and Credit Guarantee Corporation (DICGC) . The insurance fund currently covers about  45-50% of the total value  of all deposits in India, but it only has enough "cash on hand" to pay roughly  2% of all insured deposits  simultaneously if the entire country’s banking system collapsed at once